Financing & Payment Options

Invest in Your Well-Being, on Your Terms

At Lotus Trim and Functional Health, we believe feeling your best should feel within reach. To help make your personalized care plan more accessible, we offer flexible financing through Cherry, Affirm, and CareCredit, along with HSA and FSA payment options.

Whether you are pursuing medically guided weight loss, aesthetic treatments, or functional health services, our experienced team is here to help you move forward with confidence.

Flexible Financing Options

01 Cherry

Cherry makes it easy to explore monthly payment options for eligible treatments and wellness plans. The application is quick, and qualifying applicants may be able to choose a plan that works comfortably with their budget.

02 Affirm

Affirm offers a straightforward way to pay over time with installment plans. If eligible, you can review the payment options available to you before selecting a plan—so you can make an informed decision about your investment in wellness.

03 CareCredit

CareCredit is a health and wellness credit card designed to help qualified patients pay for eligible out-of-pocket care over time. It may be used for a variety of health, wellness, and aesthetic expenses; promotional financing options may be available based on the purchase and your approved account terms. [carecredit]

04 HSA & FSA Payments

Lotus Trim and Functional Health also accepts HSA and FSA funds for eligible services and expenses. Because eligibility can vary by treatment and plan, we recommend confirming coverage with your benefits administrator before your appointment.

How It Works

Schedule your appointment

Meet with our team to discuss your goals and receive a personalized treatment recommendation.

Select a payment option

Choose Cherry, Affirm, CareCredit, or eligible HSA/FSA funds based on your needs.

Review your options

Apply directly with your selected financing provider and review the terms available to you.

Begin your care

Once your payment plan is in place, you can focus on your health, confidence, and long-term well-being.

FAQ

Frequently Asked Questions

Can I use financing for any treatment at Lotus Trim and Functional Health?

Financing is intended to help make eligible weight-loss, aesthetic, and functional health treatments more manageable. Our team can confirm financing availability for your personalized treatment plan.

Will applying for financing affect my credit?

Each provider has its own application, eligibility, and credit-review process. Please review the provider’s disclosures and terms carefully before accepting an offer. Cherry states that it uses a soft credit check for its application process, while financing terms and eligibility vary by applicant. [withcherry]

Can I use my HSA or FSA for treatment?

HSA and FSA funds may be used for eligible services and expenses. Eligibility depends on your individual benefits plan and the type of treatment, so please verify coverage with your plan administrator.

Can I use financing for a treatment package or ongoing plan?

Financing may be available for eligible treatment packages and ongoing wellness plans. During your consultation, our team can help you understand which payment options may apply.

How do I get started?

Schedule a consultation with Lotus Trim and Functional Health in Oakbrook Terrace. We’ll discuss your goals, recommend the right care plan, and help guide you toward a payment option that feels right for you.

*Financing is subject to credit approval. Eligibility, available terms, payment amounts, interest rates, promotional offers, and eligible services vary by provider and applicant. Please review all provider terms and disclosures before accepting a financing offer. CareCredit promotional offers may include deferred-interest terms, meaning interest may be charged from the purchase date if the promotional balance is not paid in full by the required deadline.*